Zoocap

So, there are great rates available nowadays, with 30-year fixed rate mortgages at 5.67%. But with today’s climate following the sub-prime mortgage crisis, it’s very hard to qualify. The president of Americana Mortgage Group, Bob Moulton, has said, “I’m turning away about 60% to 75% of the clients who come to me for a refi,”. Total mortgage applications rose 73% last week from a year earlier, but only those with good income, good assets, and high credit scores can hope to take part in low-rate mortgage refis.

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